IST Switch
Our Clients
CoreNett
Prime Bank
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IST/Switch is a high performance credit & debit-processing switch, customized for any processing environment and designed to handle unlimited devices, ATM & POS networks & host systems, facilitate electronic fund transfer and inter-network switching.
IST/Switch's state-of-the-art architecture enables seamless integration of Switch with Efunds IST/Clearing and IST/MAS products for complete authorization, clearing and settlement system, based on a single, flexible architecture.
IST/Switch enables you to:
- Process transactions from any source: ATM, POS, Internet, mobile devices
- Drive a wide range of low and high-volume ATM and POS networks
- Manage inter-bank and internet work processing gateways
- Manage multi-channel payment interfaces
- Manage cardholder authentication, transaction authorization and validation
- Interface to a wide range of existing processing components, including security modules, reporting systems, and existing in-house or third-party payment processing modules
- Provide batch and online network interfaces required to process credit/debit transactions through all the major card associations and networks including: Visa, MasterCard, Europay, Interac, Amex, Diners, JCB, STAR, NYCE and HONOR
- Accept transactions in and output to any message format
ATM Transaction Processing
IST/Switch ATM provides a comprehensive feature set for ATM transaction processing, including support for multiple ATM types and emulations, multiple institutions, multiple currencies and a wide range of security, administration and monitoring functions:
Complete ATM Management
- Multi-institution support
- Multi-language support
- Multi-currency support
- Multiple communication interfaces
- Multiple vendor support
- Dynamic Key Exchange
- By Threshold limits (usage limits)
- By Time (Hour of day)
- Encryption services (PIN/MAC)
- Triple DES
- Chip card Support (EMV)
- ATM Surcharging (Flat/Percentage based)
- Open Account Relation Support (OAR)
- Bunch Note Acceptor (BNA)
- GUI monitoring tool: helps to ensure ATM status display and provide statistical summaries
- Extensive administration features: enhanced operation of ATM networks
- Maintain log of all transactions in database
- Configurable to route message to customized system other than DCS (SHC)
Multi-ATM Support
- Diebold
- Interbold
- Fujitsu
- NCR
- Triton
- WinCor-Nixdorf
ATM Emulations
- NDC+ release 7.0)
- NDC Aptra Advanced
- Diebold (910/911, 912, 906)
- Triton
Drive Revenue Up
- Consolidation of multiple channels on a single platform to drive higher processing revenues
- Flexibility to add multiple institutions easily
Reduce Costs
- Scalability: Flexibility to scale predictably up or down reduces IT management costs
- End-to-end integration with products, legacy systems and third-party components reduces management costs
- Extensive support for card types, networks, and formats reduces cost of interface development
- Reduced maintenance and ownership costs: widely available skill sets and resources
Increase Marketability
- Wide range of off-the-shelf interfaces
- Flexible support for operating systems, hardware & databases
- Flexible, open architecture speeds development and product launch
- Seamless integration: Interoperable with IST/Clearing and IST/MAS for end-to-end processing, clearing and settlement
- Ease of configuration: zero programming, plug-and-play, dynamic updating with no system down time
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